Skavqur
Skavqur Savings workshops, Dublin

Terms of Use

Last Updated: February 4, 2025

These Terms of Use govern your access to and use of the website, platform, and services operated by Skavqur, accessible at euconwaveplus.com. By accessing or using our services, you confirm that you have read, understood, and agreed to be bound by these terms. If you do not agree, you must discontinue use immediately.

1. Acceptance of Terms

By creating an account, browsing the platform, or participating in any workshop, exercise, or interactive feature, you enter into a binding agreement with Skavqur. These Terms of Use apply to all users, including visitors, registered participants, and any third parties who access content through our platform.

We reserve the right to update or modify these terms at any time. Continued use of the platform following any changes constitutes your acceptance of the revised terms. The date at the top of this page reflects the most recent revision.

2. Eligibility

You must be at least 18 years of age to register an account and use the platform independently. If you are between the ages of 13 and 17, you may only use the platform with verifiable consent from a parent or legal guardian, who assumes full responsibility for your activity.

By using the platform, you represent and warrant that:

  • You are of legal age to form a binding agreement
  • You have the legal capacity to enter into these terms
  • Your use of the platform does not violate any applicable law or regulation
  • All information you provide during registration is accurate, current, and complete

3. Account Registration and Security

Certain features of the platform require you to register an account. When creating an account, you agree to provide truthful and complete information. You are solely responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.

3.1 Account Responsibilities

You agree to notify us immediately at [email protected] if you become aware of any unauthorised access to or use of your account. Skavqur will not be held liable for any loss or damage arising from your failure to maintain the security of your credentials.

3.2 Account Termination

We reserve the right to suspend or permanently terminate your account at our sole discretion if we determine that you have violated these terms, engaged in fraudulent activity, or otherwise acted in a manner harmful to the platform or its users.

4. Use of the Platform

The platform is provided for personal, non-commercial educational purposes. You may access and use the content, workshops, and tools solely for your own learning and skill development.

4.1 Permitted Use

You are permitted to:

  • Access and complete workshops and assignments for personal development
  • Use interactive exercises and collaborative tools as intended by the platform
  • Download materials explicitly made available for offline use
  • Share publicly available course content for personal reference

4.2 Prohibited Use

You must not:

  • Copy, reproduce, distribute, or sell any platform content without prior written permission
  • Use automated tools, bots, scrapers, or scripts to access or extract content
  • Attempt to gain unauthorised access to any part of the platform or its underlying systems
  • Impersonate any person or entity or misrepresent your affiliation
  • Upload or transmit any content that is unlawful, harmful, defamatory, obscene, or infringing
  • Interfere with or disrupt the integrity or performance of the platform
  • Use the platform to promote or facilitate any illegal activity
  • Circumvent, disable, or otherwise interfere with security-related features

5. Intellectual Property

All content on the platform, including but not limited to text, graphics, logos, workshop materials, assignments, exercises, and software, is the exclusive intellectual property of Skavqur or its licensed content providers. All rights are reserved.

5.1 Limited Licence

Subject to your compliance with these terms, Skavqur grants you a limited, non-exclusive, non-transferable, revocable licence to access and use the platform content solely for your personal educational purposes. This licence does not include any right to sublicense, modify, adapt, translate, or create derivative works from any content.

5.2 User-Submitted Content

If you submit, post, or otherwise contribute content to the platform — including responses to assignments, forum posts, or collaborative exercises — you grant Skavqur a worldwide, royalty-free, non-exclusive licence to use, reproduce, display, and distribute such content in connection with the operation and improvement of the platform. You retain ownership of your submitted content and are responsible for ensuring it does not infringe the rights of any third party.

6. Payments and Refunds

Certain workshops, courses, or features may require payment. All fees are displayed clearly prior to purchase. By completing a purchase, you agree to the applicable pricing and payment terms.

6.1 Billing

Payments are processed through secure third-party payment processors. Skavqur does not store your full payment card details. You are responsible for all charges incurred under your account, including applicable taxes where required.

6.2 Refund Policy

Requests for refunds are evaluated on a case-by-case basis. If you believe you are entitled to a refund, please contact us at [email protected] within 14 days of the original purchase date. Refunds will not be issued for content that has been substantially accessed or completed.

7. Third-Party Links and Services

The platform may contain links to third-party websites, tools, or services. These links are provided for convenience only. Skavqur does not endorse, control, or accept responsibility for the content, privacy practices, or terms of any third-party services. Your use of third-party services is at your own risk and subject to their respective terms and policies.

8. Disclaimers

The platform and all content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. Skavqur makes no representations or warranties regarding the accuracy, completeness, reliability, or fitness for a particular purpose of any content on the platform.

We do not warrant that:

  • The platform will be uninterrupted, error-free, or free from viruses or other harmful components
  • Any specific outcome or result will be achieved through use of the platform
  • Content related to savings strategies or any other subject constitutes professional financial advice

Content on this platform is intended for general educational purposes only and does not constitute professional financial, legal, or investment advice. You should seek independent professional guidance before making any financial decisions.

9. Limitation of Liability

To the maximum extent permitted by applicable law, Skavqur, its directors, employees, affiliates, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of or inability to use the platform, even if we have been advised of the possibility of such damages.

Our total aggregate liability to you for any claims arising under or in connection with these terms shall not exceed the amount paid by you to Skavqur in the twelve months preceding the event giving rise to the claim, or fifty euros (€50), whichever is greater.

10. Indemnification

You agree to defend, indemnify, and hold harmless Skavqur and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses — including reasonable legal fees — arising out of or in any way connected with your access to or use of the platform, your violation of these terms, or your infringement of any third-party rights.

11. Privacy

Your use of the platform is also governed by our Privacy Policy, which is incorporated into these Terms of Use by reference. By using the platform, you consent to the collection, processing, and use of your information as described in the Privacy Policy.

12. Modifications to the Platform

Skavqur reserves the right to modify, suspend, or discontinue any part of the platform at any time, with or without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuation of the platform or any part thereof.

13. Governing Terms

These Terms of Use represent the entire agreement between you and Skavqur concerning your use of the platform and supersede all prior agreements, representations, and understandings. If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Our failure to enforce any right or provision of these terms shall not be considered a waiver of those rights.

14. Contact Information

If you have any questions, concerns, or requests regarding these Terms of Use, please contact us through any of the following channels:

Method Details
Email [email protected]
Phone +353 1 492 9937
Post 20 Fishamble St, Temple Bar, Dublin, Ireland